Simple, transparent pricing

No hidden fees — ever. What you see on our pricing page is exactly what you pay. We don't charge for incoming wires, account maintenance, or standard ACH transfers on paid plans. Any applicable fees (like expedited wire transfers or foreign exchange) are clearly listed in your account dashboard before you confirm a transaction.

There is no minimum balance requirement on any app-venn plan. You can hold $0 in your account without penalty or account closure. We believe Canadian businesses shouldn't be locked out of great banking tools just because cash flow varies month to month.

Most businesses are fully set up and making transactions within 5 minutes. You'll need your business registration number (BN) and a government-issued ID for the authorized signatory. We verify your information digitally — no branch visits, no paperwork, no waiting days for approval.

Yes. Funds held in your app-venn account are eligible for deposit protection through our banking partner, which is a member institution of the Canada Deposit Insurance Corporation (CDIC). Eligible deposits are protected up to $100,000 per depositor category, in accordance with CDIC coverage rules.

Absolutely. You can upgrade or downgrade your plan at any time from your account settings. Upgrades take effect immediately, and you'll be billed a prorated amount for the remainder of the billing cycle. Downgrades take effect at the start of your next billing period so you always get what you've already paid for.

app-venn accounts hold and transact in Canadian dollars (CAD) by default. USD-denominated accounts are available on the Growth and Scale plans, allowing you to receive USD payments and hold balances without automatic conversion. FX conversion between CAD and USD is available at competitive mid-market rates with a transparent conversion fee shown upfront.